Zoho Books

Cloud accounting software with automation, invoicing, and bank reconciliation

Freemium

Free plan for revenue under $50K/yr. Standard $15/mo, Professional $40/mo, Premium $60/mo.

accounting invoicing cloud automation

About Zoho Books

Zoho Books is a full-featured cloud accounting platform for small businesses. It handles invoicing, expense tracking, bank reconciliation, inventory, project billing, and tax compliance. Part of the Zoho ecosystem with native integrations to Zoho CRM, Zoho Inventory, and 40+ other Zoho apps. Free plan available for businesses under $50K annual revenue.

Highlights

  • Free plan for businesses earning under $50K/year
  • Automated bank feeds, reconciliation, and recurring invoices
  • Native integration with 40+ Zoho apps (CRM, Inventory, etc.)
  • Built-in project time tracking and billing

Limitations

  • Free plan limited to businesses under $50K annual revenue
  • UI can feel cluttered compared to simpler tools like Wave
  • US payroll requires third-party integration

Detailed Comparisons

Free

Free plan for revenue under $50K/yr. Standard $15/mo, Professional $40/mo, Premium $60/mo.

Visit Zoho Books →

Last updated: 2026-03-10